Everyday Rewards
Earning Points
There are many ways to earn points. And they are all easy. Simply use your card at the grocery store, gas station, dining out or even to pay your monthly bills. The more points you earn, the better your reward!With Everyday Rewards, you'll earn:
- 3 Points - for every $1 you spend for Pay at the Pump gas purchases*
- 2 Points - for every $1 you spend on groceries*
- 1 Point - for every $1 you spend for all other purchases
Points are good for three years from the month they're earned, so there's plenty of time (and ways) to use your points.
Register Your Card
In order to redeem your Everyday Rewards points, you will need to register your card. This is a quick and easy process! Just click here and follow the instructions.
Redeeming Points
You will be able to redeem points via the Everyday Rewards web portal. Your points balance is printed on your monthly credit card statement, and is also available on the Everyday Rewards web portal.
Redeem the points for:
- Downloadable Rewards - Such as Music and Ringtones
- Merchandise - Things you need, like appliances, sports items, electronics, gourmet foods and more.
- Cash Back - A special feature for our MYCard cardholders. Turn your points into cash!
Please remember when calling for customer service or travel assistance, have your current credit card number handy for quicker access to your rewards account and point balance information.
Travel Reimbursement Rewards are leaving on a jet plane – being phased out December 31st. But we still want you to get great rewards! If you have a MYCard, you can redeem your points for CASH BACK at the same rate as Travel Rewards! Simply select CASH BACK as your Reward! The only difference is that the funds will be deposited into your Savings Account instead of being applied directly to your credit card balance. If you have a Swift American Bank Platinum or Classic Visa Card, and want to get CASH BACK with a MYCard, give us a call at or stop by any branch.
Access Your Reward Points Through Online Banking
Once you have registered for Everyday Rewards, you can easily access the Rewards site through Online Banking. Just click the Rewards button in the taskbar!
Everyday Rewards Webinar:
*Bonus will be applied at eligible merchants and the associated merchant category codes MCC5411 for Grocery Stores and Supermarkets, and MCC5542 for Pay at the Pump gas purchases. Purchases made at a merchant that does not process transactions under these codes will not qualify and you will not receive the bonus points.
