Checking Accounts
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RoundUP

Forget about your savings account this month? RoundUP lets you save money without any hassle. Each debit transaction will be "rounded up" to the next whole dollar amount and deposited into your savings.

  • Each debit transaction will be "rounded up" to the next whole dollar amount.
  • The rounded up funds will be deposited into the Round Up Savings Account.
  • We’ll match 100% of the rounded up transfers for the first 90 days, and 5% thereafter for a maximum of $250 per year.
  • Your Round Up Savings will earn 5% APY*, Paid Annually**
*Annual Percentage Yield assuming dividends are reinvested. Dividend calculation does not include Debit Card returns or adjustments. No additional deposits are allowed for the RoundUp Savings Account. Rates subject to change without notice.
**Estatement/Online Banking enrollment is required.

Swift American Bank

Our standard checking account with NO minimum balance and NO monthly fees. All balances earn dividends based on the average daily balance, paid and compounded monthly.

  • Our Standard Checking
  • Click here to compare Checking and RoundUP Checking benefits
Switch It

Dare to compare! Our Checking Accounts Are The Best Around!

Switch It
Switch Your Checking Account In 10 Minutes Or Less!

Already have a Checking Account at another bank or credit union? No problem! We can “switch” all your Direct Deposits and Automatic Recurring Payments to a new Round UP or Commonwealth Checking in 10 minutes or less!

Additional Account Information

View Check Styles or Reorder Checks

If you need checks you can browse the check catalog and pick a check design. Our check company offers a variety of affordable and stylish checks. To learn more about our check styles thru Deluxe Check Printers, click here. You can also make changes to orders or track your existing check order.

If you already have a Swift American Bank Checking Account and need to reorder checks, you can browse the check catalog and pick a check design.

(Please have your Account Number, Routing Number and beginning Check Number available)
Business or Organization Checking Accounts

Provide us with your Federal Tax ID number and we will establish your account.

* Swift American Bank will "cover" your overdrawn check(s), ATM transactions, ACH or debit card transactions, up to $500 for eligible members with direct deposit, or up to $300 for all other eligible members. Checking account must be open at least 30 days before Overdraft Privilege takes effect. Checking account must have positive balance restored within 30 days to avoid penalties. $30 OD Privilege fee per incident. See "Rate and Fee Disclosure" booklet for complete fee information. Payments made on behalf of member are at the discretion of Swift American Bank . This is not a contractual agreement, and the privilege may be withdrawn at any time. Please see our Discretionary Overdraft Privilege Policy for eligibility requirements.