Unsecured Line-Of-Credit
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Enjoy the security of an open line of credit available when you need it. You can even consolidate your bills into one easy Payroll Deducted payment.

  • Easy and convenient loan approval.
  • Up to $50,000 available.
  • OPEN END LENDING makes it easy.
  • Access your personal Line-Of-Credit online, through Tellie or by Phone.

Once your loan is established, you can add on to your loan to receive cash when you need it. You can receive cash or have the funds deposited to the account of your choice:

  • By Phone - Call us at (800)228.6420 or (502)564.4775.
  • In Person - Stop by any Swift American Bank branch.
  • By "Tellie" - This free service is available 24 hours a day, every day. For requests made at night, the check is mailed the next morning.
  • Swift American Bank -Owned ATM's - 24 hours a day
  • Online and Mobile Banking - Open 24 hours a day on the Internet
Convenience Checks

These are used like regular checks and allow you even more flexibility in using your unsecured line-of-credit. Use the checks for any purpose.

Payment Schedule:
Loan Amount Monthly Payment
Up to $ 1,000 $30
Up to $ 2,000 $60
Up to $ 3,000 $90
Up to $ 4,000 $120
Up to $ 5,000 $150
Up to $ 6,000 $180
Up to $ 7,000 $210
Up to $ 8,000 $240
Up to $ 9,000 $270
Up to $ 10,000 $300
Up to $ 11,000 $330
Up to $ 12,000 $360
Up to $ 13,000 $390
Up to $ 14,000 $420
Up to $ 15,000 $450
Up to $ 16,000 $480
Up to $ 17,000 $510
Up to $ 18,000 $540
Up to $ 19,000 $570
Up to $ 20,000 $600
Up to $ 21,000 $630
Up to $ 22,000 $660
Up to $ 23,000 $690
Up to $ 24,000 $720
Up to $ 25,000 $750